Agentic Squads · AI Product Development · Transformation
AI-enabled transformation for regulated organisations — grounded in 30 years of enterprise architecture, delivery and payments.
Why we exist
Adopting AI tools is no longer the hard part. The hard part is building teams, platforms and practices that turn that capability into shipped outcomes — safely, on sensitive data, inside a regulated business.
We help you do exactly that: build agentic product squads, ship real AI propositions, stand up the platforms they run on — and leave the capability with you.
What we do
Simple, senior, outcome-led. No alphabet soup — just the work that moves the needle.
We help you build agentic teams and cross-functional squads that ship AI products — senior engineers and product people paired with agentic tooling, custom skills and evals, working inside your codebase and your guardrails. See it in our Composable Bank showcase: four banking propositions on one governed platform.
Production AI platforms for data that can't leave the building — on-device small language models, multi-tenant security, and observable pipelines that prove they're working.
The foundations that make AI pay off — strategy, enterprise architecture and delivery for regulated organisations, from operating models to ISO 20022 payments.
How we work
A short, senior-led engagement to map your goals, data constraints and where AI creates real leverage — and where it doesn't.
A focused build that proves value in weeks, not quarters — with evals, guardrails and a clear line back to the outcome you care about.
We embed teams, platforms and practices so the capability — and the confidence to use it — stays with you when we leave.
The operating model
We organise delivery into small, senior squads — each owning the Domain Building Blocks it ships, grouped into SAFe value streams — then reshape the wider bank around them, from risk and finance to regulatory affairs. An opinionated model, built on proven frameworks (BIAN, SAFe, TOGAF).
See it in action
This is what "agentic teams that ship" looks like. We built an interactive showcase of four differentiated banking propositions — family wealth, premium yacht, franchise network and international student — running on one governed, agent-native platform.
No slideware: click through each proposition, watch a governed agent prepare and execute a real journey, and see how one platform can carry many products while keeping authority, consent and evidence explicit.
Explore the showcaseWho you'll work with
A people and technology leader with 30+ years in financial services and FinTech. Today, building agentic product squads and production AI platforms for organisations that handle sensitive, regulated data.
Director of Engineering, Metro Bank — led a 1,600+ FTE function through digital transformation with Agile/SAFe value-stream teams. CTO, Orwell Group — the first UK payments system (Faster Payments, CHAPS, SWIFT, SEPA) and distributed ledger certified for cloud by regulators in the UK and France (FCA/ACPR), winner of the 2018 FIA Award.
Chief Architect, New Payments Architecture (PSR). Head of Regulatory Architecture, Lloyds Banking Group — technology sponsor for PSD1, PSD2, 5AMLD, GDPR, CRS, CASS, payM, IT resilience and cyber defence. CTO, Travelex. Chief Architect (ETC), JPMorgan. Currently writing a book on digital transformation in UK banking.
Tell us what you're trying to do with AI. We'll tell you, honestly, whether and how we can help.
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