About

Strategic advisory, proven in a working model

We help banks and fintechs define the destination independently, prove the difficult parts in a working model, and build the capability to deliver it. Banking is moving towards programmable money and agents that can act; the architecture, controls, operating model, and consumer safeguards have to move together.

How we work

Advise

Define the proposition, target architecture, operating model, and transformation path, independent of any implementation vendor. Our approach.

Prove

Test the journey, controls, economics, and consumer outcomes before implementation hardens. How proof works.

Deliver

Provide the leaders, specialists, and managed squads that turn the decision into working capability. The operating model.

Leadership

Sailesh Panchal, Founder & CEO

A technology, payments, and transformation leader in UK financial services and FinTech. He is CTO and Payments Director at TSB Bank, where he leads a bank-wide transformation that brings technology and business leadership closer together. Earlier, as Group CTO at Orwell Group he conceived the ipagoo platform, the first cloud-first regulated EMI certified by the FCA and ACPR on AWS and Azure. As Chief Architect for the Payment Systems Regulator he led the New Payments Architecture, and he has contributed to Bank of England, ISO 20022, and Open Banking committees. He founded Digital Transformation Advisory in 2019.

See the full leadership story.

Bring us a challenge worth solving.

Tell us the proposition, architecture decision, or transformation problem you are facing. We will tell you, honestly, whether and how we can help.

Discuss a challenge

About DTA