Stable public views of the reference architectures we work with. A reference architecture is a reusable pattern for a recurring problem, designed to be read, questioned, and reused. We publish the concepts, outcomes, and boundaries here; detailed schemas and methods stay protected.
Capability, Context, and Consent. Our most-used reference architecture, and how a bank lets an agent act while staying accountable. It sits beneath the Seven Intelligences, not above them.
Read the argument in C3: the spine of Owned Autonomy.
Each links to a public paper or a demonstration. The deeper detail is worked through under an engagement, not published.
Capability, Context, and Consent: governed human and machine action. Read the paper.
Reusable banking capability units, the Capability plane of C3. Read the paper.
Engines built on the products, not the other way round. See the data products.
Payments, deposits, and programmable value on open standards. See the demonstration.
Define the target architecture first, then choose the platform that conforms to it. See the platform.
Justified trust through consent, evidence, and design from the excluded edge. See Trust Intelligence.
An authoritative ledger commit journal, drift detection that classifies divergence as clean, drift, or incomplete, and maker-checker repair, demonstrated in the prototype. Reconciliation never mutates the authoritative ledger.
A self-diagnosing estate that watches itself and reports who was harmed. Distinct from reconciliation above and not yet built. See the resilience architecture.
Authority set, outcomes observed, intervention, and evidence as the bank runs. See Control Intelligence.
We publish concepts, outcomes, named roles, and evidence boundaries. Detailed schemas, control internals, catalogues, and implementation mechanics are worked through under an engagement, through the Architecture Room. This keeps the public views honest and the methods protected.
Tell us the decision in front of you and we will walk the relevant reference architecture, and the evidence behind it, with you.
Discuss a challenge